Equipment & Assets
A 0–100 Equipment Health Score blending FRED truck production, BLS truck PPI, and commercial-credit signals — refreshed daily.
Equipment Outlook
AI-generatedNow is the time to buy a commercial truck because production is steadily rising and loan delinquency rates remain low, signaling stable credit conditions. Truck prices are holding steady, so locking in a purchase before any potential price increases is smart. Focus on securing financing quickly in the next 60 days to take advantage of favorable credit and avoid future cost hikes.
Industrial Production: Heavy Duty Truck Manufacturing (NAICS 336112). Rising output = OEMs see sustained demand. 3-month average MoM mapped to 0–100.
Producer Price Index for Heavy Duty Truck Manufacturing. YoY inflation is inverted — high PPI squeezes buyer power; low or negative = healthier.
Delinquency Rate on Business Loans, All Commercial Banks (%, quarterly). Proxy for small-fleet credit stress. Low delinquency = healthy capital access.
Methodology
The Equipment Health Score blends three free, public signals into a single 0–100 read on whether the hardware side of trucking (buying, financing, owning) is healthy or stressed. Truck Production Trend (40%) captures whether OEMs are ramping or pulling back. Truck PPI YoY (30%) is inverted — rising sticker prices squeeze buyers, so lower is healthier. Commercial Loan Delinquency (30%) proxies credit stress — lower is healthier. Score ≥75 = strong buying environment, 60–74 = favorable, 40–59 = mixed, 25–39 = stressed, <25 = distressed.
Data Sources
- Monthly
- Monthly
- Quarterly