Equipment & Assets
A 0–100 Equipment Health Score blending FRED truck production, BLS truck PPI, and commercial-credit signals — refreshed daily.
Equipment Outlook
AI-generatedNow is a solid buy window for commercial trucks because production is rising steadily and loan delinquency remains low, keeping financing accessible. Truck prices are stable, so locking in a purchase now avoids any sudden bumps. Act quickly to secure favorable financing terms within the next 60 days before production gains push demand—and prices—higher.
Industrial Production: Heavy Duty Truck Manufacturing (NAICS 336112). Rising output = OEMs see sustained demand. 3-month average MoM mapped to 0–100.
Producer Price Index for Heavy Duty Truck Manufacturing. YoY inflation is inverted — high PPI squeezes buyer power; low or negative = healthier.
Delinquency Rate on Business Loans, All Commercial Banks (%, quarterly). Proxy for small-fleet credit stress. Low delinquency = healthy capital access.
Methodology
The Equipment Health Score blends three free, public signals into a single 0–100 read on whether the hardware side of trucking (buying, financing, owning) is healthy or stressed. Truck Production Trend (40%) captures whether OEMs are ramping or pulling back. Truck PPI YoY (30%) is inverted — rising sticker prices squeeze buyers, so lower is healthier. Commercial Loan Delinquency (30%) proxies credit stress — lower is healthier. Score ≥75 = strong buying environment, 60–74 = favorable, 40–59 = mixed, 25–39 = stressed, <25 = distressed.
Data Sources
- Monthly
- Monthly
- Quarterly