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Equipment & Assets

A 0–100 Equipment Health Score blending FRED truck production, BLS truck PPI, and commercial-credit signals — refreshed daily.

Sections
The headline read: Equipment Health Score, component breakdown, and the daily AI buyer-POV outlook.
DistressedMixedStrong
67
Equipment Health Score
Favorable
Hardware Liquidity
FAVORABLE
The setup favors buyers, but at least one signal (production, pricing, or credit) is turning.
Why this number
Equipment Health Score is 66/100 — Favorable. Heavy-duty truck production is up 6.2% month-over-month; truck ppi is running +0.9% year-over-year; commercial loan delinquency is at 1.27% (falling yoy).

Equipment Outlook

AI-generated

Now is a solid time to buy commercial trucks because equipment health is favorable and loan delinquency rates remain low, signaling stable credit conditions. Production is on the rise, which means more inventory and better chances to negotiate pricing even though truck prices have held steady. Focus on locking in financing and securing your truck purchase within the next 60 days to capitalize on increased production before any potential price shifts.

Truck Production Trend
Weight: 40%
136.2
Index, 2017=100
Score: 55 / 100
+6.24% MoM+6.49% YoY

Industrial Production: Heavy Duty Truck Manufacturing (NAICS 336112). Rising output = OEMs see sustained demand. 3-month average MoM mapped to 0–100.

Heavy-Duty Truck PPI
Weight: 30%
177.1
PPI index
Score: 67 / 100
0.00% MoM+0.91% YoY

Producer Price Index for Heavy Duty Truck Manufacturing. YoY inflation is inverted — high PPI squeezes buyer power; low or negative = healthier.

Commercial Loan Delinquency
Weight: 30%
1.27%
Delinquency
Score: 80 / 100
-0.02pp YoY

Delinquency Rate on Business Loans, All Commercial Banks (%, quarterly). Proxy for small-fleet credit stress. Low delinquency = healthy capital access.

Methodology

The Equipment Health Score blends three free, public signals into a single 0–100 read on whether the hardware side of trucking (buying, financing, owning) is healthy or stressed. Truck Production Trend (40%) captures whether OEMs are ramping or pulling back. Truck PPI YoY (30%) is inverted — rising sticker prices squeeze buyers, so lower is healthier. Commercial Loan Delinquency (30%) proxies credit stress — lower is healthier. Score ≥75 = strong buying environment, 60–74 = favorable, 40–59 = mixed, 25–39 = stressed, <25 = distressed.

0–24
Distressed
25–39
Stressed
40–59
Mixed
60–74
Favorable
75–100
Strong Buy